Farming has always been at the heart of Zimbabwe’s economy. From smallholder farmers to large-scale producers, agriculture sustains livelihoods, provides employment, and supports national growth. Yet, many farmers face a familiar challenge — access to fair and affordable financing.
That’s where The Shariah Financing Corporation (SFC) steps in. Guided by Islamic financial principles, we offer interest-free, Shariah-compliant financing solutions that empower farmers without burdening them with high debt or unfair terms.
At SFC, we believe that farming is more than just business — it’s a partnership with the land, and it deserves financing that aligns with values of honesty, fairness, and sustainability.
Our Farming Finance Solutions
We offer tailored short-term and long-term financing for various agricultural needs, including:
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Crop Production: Support for seeds, fertilizers, and equipment.
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Livestock Farming: Financing for breeding, feed, and veterinary needs.
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Irrigation & Infrastructure: Long-term support for farm improvements and water systems.
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Machinery & Tools: Leasing or purchase agreements for essential equipment through Ijara (leasing) and Murabaha (cost-plus) contracts.
Unlike conventional loans, our Shariah-based model ensures profit and risk are shared fairly between the farmer and the financier. You always know your costs upfront, and your repayment plan is designed around your harvest cycle.
Why Farmers Choose SFC
✅ Ethical & Transparent: No hidden charges or interest (riba).
✅ Flexible Repayment: Structured around harvest and market timing.
✅ Community Growth: Your success supports Zimbabwe’s food security and rural development.
✅ Faith-Aligned: Every contract is certified to meet Shariah standards.
Cultivating Growth Together
At The Shariah Financing Corporation, we see every farmer as a partner — not a borrower. Our goal is to grow with you, season after season, while helping Zimbabwe’s agricultural sector thrive through fair, ethical, and faith-based financing.
🌱 Invest in your farm’s future the Shariah way — with trust, transpare
